I just found this wonderful  website that has four new programs for California homeowners to help them keep their home from going into foreclosure.

http://www.keepyourhomecalifornia.org/programs.htm

1.  Unemployment Mortgage Assistance (UMA)

2.  Mortgage Reinstatement Assistance Program (MRAP)

3.  Principal Reduction Program (PRP)

4.  Transition Assistance Program (TAP)

Check the website out.  The programs are well-rounded and covers different problem areas with people who are in danger of losing their home.  It’s worth a try.